MetLife Dentist – Annapolis, MD
Learn More About the Benefits of MetLife
Do you have MetLife dental insurance? Your policy is a precious resource that can help you enjoy low-cost preventive care, and it is there to reduce your costs when your smile needs a little restorative TLC. You should certainly take full advantage of your benefits! But how can you do that? As an in-network MetLife dentist in Annapolis, we have years of experience in dealing with insurance. We will be happy to help you understand and navigate your policy.
MetLife Coverage Availability & Fees
MetLife offers both group coverage plans and those that you can purchase on your own. A number of different policies are available, including those that are PPO in nature and those that have an HMO structure. Most people prefer PPO policies because they give you the flexibility to use your benefits at any dentist or specialist, even without first acquiring a referral. HMO plans restrict your choice of providers.
PPO coverage can vary greatly, so you will have to look at your specific policy to see how it works. In the meantime, we can provide a general overview of how PPO plans tend to work:
- Preventive care: 100% covered.
- Minor restorative care (usually including simple extractions, fillings, and other relatively basic treatments): 70 – 80% covered.
- Major restorative care (typically including crowns, root canal therapy, and other complex procedures): 50% covered.
Your plan may also have a deductible, a waiting period before you are eligible for certain services, and an annual maximum. An annual maximum is the highest dollar amount that MetLife will pay out for approved treatments within a calendar year.
Because we are in-network with MetLife PPO dental insurance in Annapolis, you are likely to enjoy the lowest out of pocket costs possible when you visit us. We can also help you understand all the nitty gritty details of your policy and suggest strategies to help you get the most out of your benefits. For example, we may be able to schedule major treatments across calendar years so you can take advantage of multiple annual maximums.
Our entire team wants you to be able to maximize your dental insurance benefits, but Stacey, our office manager, is the one who takes the lead in that area. She has more than a decade of experience in the dental field. When you call our office to schedule your next appointment, she will verify your coverage. If you have any questions about how your policy works, she will be happy to assist you with that as well. Stacey and our entire staff look forward to helping you enjoy top-quality care at a reasonable price!