Delta Dental Dentist – Annapolis, MD
Learn More About the Benefits of Delta Dental
If you have Delta Dental Premier insurance, you have a precious resource at your disposal. Not only can your plan allow you to enjoy low-cost preventive care, but it is also there to lower your expenses when your smile requires a little restorative treatment. But how can you maximize your insurance benefits? As a Delta Dental dentist in Annapolis, our team is ready to help you navigate your policy and use it in a way that supports both your oral health and your budget.
Delta Dental Coverage Availability & Fees
Delta Dental offers numerous plans. Its Premier plans are fee-for-service, which can mean one of two things, depending on which dental office you visit. Some dentists require upfront payment for services, and then Delta will reimburse the patient later. Other practices only expect the patient to pay the portion of a treatment’s cost that insurance will not cover. Later, Delta reimburses the dentist.
Fee-for service plans are similar to PPO plans in that they allow you to use your benefits at virtually any dental office, even those that are not in-network. Fortunately, since we are in network with Delta Dental Premier, you can expect to enjoy the lowest out-of-pocket costs possible. We have a contract with Delta Dental that controls pricing and allows patients to enjoy top-quality care at a price that won’t hurt their wallet.
Coverage for services can vary greatly between fee-for-service plans. In general, though, insurance covers preventive care, such as cleanings and exams, at 100%. Basic restorative services might be covered at a rate of anywhere from 50 – 80%, and major restorative care is usually covered at around 40 – 50%.
Keep in mind as well that your plan might have other restrictions, such as a deductible and annual maximum (the greatest dollar amount that Delta will pay out for approved services within a calendar year). If you require a major treatment, we might be able to schedule it across calendar years so you can use two annual maximums rather than just one.
Everyone at Vanik Dental Group wants you to be able to get the most out of your dental insurance in Annapolis, but Stacey is the team member who takes point in all things related to insurance. She has over 10 years of experience in the dental field. Patients appreciate that she is a courteous and efficient office manager. Whether you have questions about how your Delta Dental Premier insurance works or you are ready to find out how your plan might apply to a specific service, Stacey is ready to help!