Cigna Dentist – Annapolis, MD
Let Cigna Help You Save
Do you have Cigna dental insurance? Whether you have your policy through your employer or you bought it on your own, you can rightly view it as a wonderful resource that can help you maintain your oral health. It is also there to lend a helping hand should your smile ever need a little restorative TLC. But how can you get the most out of your Cigna insurance policy? Our team is here to help! As a Cigna in-network dentist, we are pros at navigating the ins and outs of Cigna policies. Our goal is to help you maximize your benefits and minimize your stress.
Cigna Coverage Availability & Fees
All dental insurance plans vary to some extent, so you will need to check the specifics of your policy to find out exactly how it works. However, we can give you an overview of how some of the most popular Cigna plans operate:
- Cigna Dental 1500. Preventive care is 100% covered. Basic restorative services, such as fillings and simple extractions, are 80% covered. Major restorative care is 50% covered. Orthodontic treatment is covered up to $1,000 once in a lifetime.
- Cigna Dental 1000. Coverage percentages are similar to Cigna Dental 1500, but it does not offer coverage for orthodontics.
- Cigna Dental Preventive. Preventive care is 100% covered, but restorative care is not covered.
Also, keep in mind that your plan has an annual maximum ($1,500 for Cigna Dental 1500 and $1,000 for Cigna Dental 1000), which is the greatest amount that Cigna is willing to pay out for your care within a calendar year. Although Cigna PPO plans allow you visit any dentist, you can get the most out of your annual maximum by visiting an in-network dentist, such as our practice. We have pre-negotiated fees for certain services with Cigna, which helps to keep costs to a minimum for both you and your insurance company.
Additionally, because we are used to working with Cigna, we can suggest tailored strategies to help you maximize your benefits. For example, we might schedule your major treatments across calendar years to enable you to leverage two annual maximums instead of just one.
Meet Stacey Vanik
Our entire team is eager to see you take full advantage of your dental insurance. However, Stacy, our office manager, takes the lead in that area. She will verify your coverage, file your claims, and help you find answers to your insurance questions. Stacy loves working with patients with the goal of contributing a positive dental care experience for everyone who trusts our team to care for their smile.